Nick Thors
Sr. Loan Officer | Thors Team
LoanPeople JAX
Mobile: (904) 629-4625
NMLS: 998040
Email: Nick.Thors@LoanPeople.com
Nick is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Nick Thors is a dedicated Sr. Loan Officer at LoanPeople JAX. With a strong background in Logistics and Business Administration from the University of North Florida, Nick views each loan as a unique puzzle, meticulously exploring every possible solution to meet his clients’ needs. His expertise in analytics, accounting, and communication enables him to provide exceptional customer service, ensuring that every client feels understood and supported throughout the mortgage process. Passionate about tailoring his approach to each individual’s circumstances, Nick prides himself on exceeding expectations and making the journey to homeownership as smooth as possible. When he’s not helping families achieve their financial goals, Nick enjoys staying active and embracing an active lifestyle.
Mortgage Lender Reviews
Nick was wonderful!
Apr. 03, 2025 by Alyson H.
Jacksonville, FL
He answered all of our questions and gave us great advice when trying to decide which type of loan would fit our needs the best. We would recommend Loan People Jax to anyone looking to purchase a home!
Five stars all the way! ⭐⭐⭐⭐⭐
Apr. 03, 2025 by Ron A.
Jacksonville, FL
Absolutely thrilled with the service Nick Thors at Loan People Jax provided! As a real estate agent, I work with a lot of lenders, and Nick truly stands out. He went above and beyond for my son and his fiancé, first-time homebuyers, making the entir...
5 Stars
Apr. 23, 2025 by Katie L.
Jacksonville, FL
Great experience with Nick and his team. Updated us with every step that was made. Felt truly taken care throughout the whole process.
5 Stars
Mar. 29, 2025 by EuGene S.
Reunion, FL
Nick and his team did an amazing job of keeping me well informed thru the whole loan process. Everything was easy to do with online forms and minimal paperwork. I would highly recommend to anyone looking to purchase!
5 Stars
Mar. 27, 2025 by Donald W.
Saint Johns, FL
Always enjoy working with Nick! Loan process was quick and easy.
5 Stars
Dec. 14, 2024 by Emma G.
Saint Augustine, FL
They made this process so easy for us and would use for all future loan needs!! Thanks!
Nick and team at LoanPeople were top not...
Dec. 11, 2024 by Jeff R.
St Augustine, FL
They made the process VERY easy and Nick was always available to answer any and all questions. We would highly recommend them!
I was referred to Nick Thors through a m...
Jul. 03, 2022 by April L.
Northeast Florida
We purchased our first home in the middle of the COVID pandemic while I was 7 months pregnant. As a first time homebuyer, I was terrified the stress of it all would make me absolutely miserable, not to mention the fact most offices were closed and i...
This was the easiest and most pleasant l...
Aug. 09, 2022 by Susan J.
Jacksonville, Florida
Nick and the Thors Team made the entire process seamless and incredibly smooth. As someone who moved to Jacksonville from out of state, I greatly appreciated his responsiveness and industry knowledge. I highly recommend Nick and his team to others th...
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.
DPA
Approved lender for Down Payment & Mtg. Credit Cert. (MCC) programs.
HELOC
Tap home equity for home repairs, debt consolidation & more!